Life Insurance

One of the greatest gifts you can give your loved ones is to remove some of their financial worries. The right life insurance policy means that even after you’re gone, you’ll still be there for them.

"Once you have a family—no matter your age—life insurance is absolutely essential.  I didn’t want to think about that at the time, but lucky for me, my husband had."

Protecting What Matters Most

Life’s milestone moments usually require a promise—to love, cherish, guard and protect. Keep your promise, and insure your love.

Life insurance: Protection and Flexibility

What is Life Insurance?

A life insurance policy is a contract between you and an insurance company. Its main purpose is to provide a financial benefit (which is generally income-tax-free) to your loved ones if you die. The death benefit can:

  • Cover Funeral Expenses

  • Pay a Mortgage

  • Supplement Educational Expenses

  • Replace Lost Income

  • Protect the Value of an Estate

How does Life Insurance work?

 

With term and permanent life insurance, you make premium payments so that in the event of your passing, your loved ones and beneficiaries will receive the death benefit proceeds from the policy. Term insurance is for a specific period of time whereas permanent is for life as long as the premiums are paid.

Do I need life insurance?

 

If you have anyone that depends on you financially or if you don’t want to leave your loved ones with burial costs or debt, then the answer is yes. And if you’re just starting out and want to lock in an affordable rate for when you have a family, different types of life insurance can help with that, too.

How Much Insurance Do You Need?
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NPFinancial.Insurance@gmail.com

 

Tel: 512-567-0681

Hours

Monday - Friday 

8:30 am to 5:30 pm

 

Saturday 

9:00 am to 12:00 pm

 

Evenings by Appointment

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This information is presented in connection with the promotion or marketing of the matters addressed on this website. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. This is not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, please consult your own tax or legal counsel for advice.

This material intended for education purposes only and is not intended to serve as the basis for any investment or purchasing decision.  Annuities are designed to meet long-term needs for retirement income. They provide guarantees against the loss of premium and credited interest, and the reassurance of a death benefit for beneficiaries. Product features vary by state and restrictions may apply, including possible withdrawal charges. Positive index adjustments may be limited to a monthly maximum or participation rate.

 

Guarantees are backed by the financial strength and claims-paying ability of issuing company.

  Not FDIC insured - May lose value - No bank or credit union guarantee  - Not a deposit - Not insured by any federal government agency or NCLIA/NCUSIF