Final Expense

Avoid unexpected financial burdens for those left behind.  Year after year, the price of laying our loved ones to rest has increased across the world, with the median cost increasing almost a third over the past 10 years. The rising prices have been noted by more than just the families who are left to pay the price.

“In this world nothing can be said to be certain, except death and taxes.”

- Benjamin Franklin, 1789

Time to Heal and Space for Grieving

Facing expenses after losing a loved one is not what your family needs during a difficult time.  Provide your family with a plan that helps them celebrate your life the way you want and make sure they do not take on debt with loans or money borrowed from friends to remember you the way they want.

Final Expenses: Burial, Funeral Services, Debts and Probate Fees

What is Final Expense Insurance?

Final Expenses Insurance can cover burial expenses, funeral costs, outstanding debts and probate costs.

  • Flexible Payment Options

  • Simplified Whole Life Insurance

  • Guaranteed Issue Options

  • Financial Support for Loved Ones

  • Take Control of Planning your Funeral

  • Support for Medical Bills

  • Easy Application Process

How does Final Expense work?

 

This insurance is meant to cover the cost of funeral and burial services, but it can help cover many more remaining expenses. 

 

  • Policy can work like a savings account with the balance going up as you pay in.

  • The price of your initial premium will be higher the older you are, but your premium amount will not go up as you age.

  • You can borrow against the tax-deferred dividend value of your final expense policy. This means that in addition to preparing for your family’s financial future, you’ll also have an accessible line of credit in case of emergency.

Do I need Final Expense Insurance?

 

If your family would not be able to pay for your funeral and burial costs, estate taxes, and/or would go without an income after your passing, then you have great reasons to look at purchasing a policy.  

If you don't currently have life insurance in place, or if you can't qualify for any other type of insurance then final expense insurance may be a good option to ensure protection after you die.  

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NPFinancial.Insurance@gmail.com

 

Tel: 512-567-0681

Hours

Monday - Friday 

8:30 am to 5:30 pm

 

Saturday 

9:00 am to 12:00 pm

 

Evenings by Appointment

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This information is presented in connection with the promotion or marketing of the matters addressed on this website. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. This is not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, please consult your own tax or legal counsel for advice.

This material intended for education purposes only and is not intended to serve as the basis for any investment or purchasing decision.  Annuities are designed to meet long-term needs for retirement income. They provide guarantees against the loss of premium and credited interest, and the reassurance of a death benefit for beneficiaries. Product features vary by state and restrictions may apply, including possible withdrawal charges. Positive index adjustments may be limited to a monthly maximum or participation rate.

 

Guarantees are backed by the financial strength and claims-paying ability of issuing company.

  Not FDIC insured - May lose value - No bank or credit union guarantee  - Not a deposit - Not insured by any federal government agency or NCLIA/NCUSIF