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This information is presented in connection with the promotion or marketing of the matters addressed on this website. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. This is not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, please consult your own tax or legal counsel for advice.

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This material intended for education purposes only and is not intended to serve as the basis for any investment or purchasing decision.  Annuities are designed to meet long-term needs for retirement income. They provide guarantees against the loss of premium and credited interest, and the reassurance of a death benefit for beneficiaries. Product features vary by state and restrictions may apply, including possible withdrawal charges. Positive index adjustments may be limited to a monthly maximum or participation rate.

 

Guarantees are backed by the financial strength and claims-paying ability of issuing company.

  Not FDIC insured - May lose value - No bank or credit union guarantee  - Not a deposit - Not insured by any federal government agency or NCLIA/NCUSIF